![]() As with any bank, Chase funds are FDIC-insured up to $250,000 per account holder, per account type.Here are a few things to consider if you’re weighing whether you’d like to open a CD with Chase: This can be a good savings option if you are putting aside a large sum of money for a specific event, such as purchasing a home or making major home improvements.Ī 12-month Chase CD for less than $100,000 may also be a desirable option since you’ll earn APY at the lowest relationship rate. You can earn APY for three months or up to APY for 12 months. Loyal Chase customers with more than $100,000 to invest in a CD might want to consider a Chase CD with terms of three months or 12 months.
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